When purchasing property, most of us will have to take out a mortgage to do so. But whilst a mortgage is a common financial product, securing a mortgage can be challenging for a number of reasons.
Whether you’re searching for a mortgage with the dream of buying your first home or hope to generate an income from Buy to Let property, the mortgage application process can be lengthy and complex. Whatever your circumstances, we’re here to offer you support.
First, the mortgage market is large. Whilst you’re probably familiar with the big lenders, there are hundreds of other options to choose from, many of which don’t have a presence on the high street. Some of these could offer you more competitive interest rates or favourable terms that suit you.
Looking at the whole of the market is particularly important if your circumstances are different from the norm, for example, if you’re self-employed or are a contractor. Different circumstances may mean you’re turned away from traditional lenders but there are often specialist providers that will consider your application. However, searching through the market to find the right lenders for you can be difficult and time-consuming. This is a key area where we can provide support.
Even after you’ve found a lender, we can continue to steer you through the mortgage application process. Our goal is to help you to smoothly secure a mortgage, allowing you to focus on other areas when purchasing a property.
So, whether you’re hoping to buy a holiday home or take another step up the property ladder, working with us can improve your chances of securing a competitive mortgage.