Mortgages
Finding a competitive residential or buy-to-let mortgage from among the 10,000+ typically available in the market today can be a very time consuming and frustrating experience. Where once you would head straight to your high street to organize a mortgage, today banks and building societies have… Read more
Pensions
Saving for retirement is something that most people seem to put off for as long as they can. But the reality is that the sooner you start paying into a pension, the higher your income in retirement is likely to be. If you are working, you are usually building up the right to a basic State Pension – and possibly an additional… Read more
Insurance
Insurance is a way of protecting yourself and your belongings against a particular adverse event, for example, a burglary, or losing your income because of illness. If this happens, insurance will pay out an agreed amount, or an amount to cover the damage, as appropriate. Of course, it may not happen, but you have… Read more
Care Fees Planning
Local Authorities are required to assess your income and assets when considering the level of contribution you may have to make to pay for care fees. And it is a lot lower than many people think. Every year, 70,000 elderly people are forced to sell their homes to pay residential or nursing home fees. If you, or… Read more
Equity Release
If you’re retired and living on your pension, you may be finding money is a bit tight. If you own your own home and are in your mid-50s or over, you may be thinking about equity release because it could provide you with a lump sum or additional income. You might also consider equity release for tax-planning reasons… Read more
Savings & Investments
Putting a little money away regularly is the best way of saving up for expensive things, like a holiday, furniture, or a special family occasion. There are two ways to save – short term and long term. Savings accounts are for times when you may need to get at your money quickly. They are different from investments, which…. Read more
