Saving for retirement is something that most people seem to put off for as long as they can. But the reality is that the sooner you start paying into a pension, the higher your income in retirement is likely to be. If you are working, you are usually building up the right to a basic State Pension – and possibly an additional State Pension – but these are unlikely to be enough to give you the standard of living you want.
If you already have a pension, whether you are still contributing to it or not, it may be a good opportunity to see if the current provider is the best place for it to be. If you are approaching retirement age, or are considering crystallizing all or part of your pension, please contact us to discuss your options.
As independent financial advisers we have access to the whole of the market.
As an Offer More Options advisers, we will
- Discuss the level of flexibility, control and security you want with your retirement income solution, including appropriate death benefits.
- Consider all the income options and products suitable for you based on your current health, attitude to risk and marital status
- Help you secure the best income solution available using the ‘Open Market Option’… your right to move your pension fund to the provider of your choice
Please call us or use the contact form to make an initial enquiry.
Dave Rees has arranged our last two re-Mortgages getting deals we couldn't find elsewhere and taking the hassle out of re-mortgaging. Excellent service thank you.
Dave Rees was very impressive - he understood my particular needs very quickly, and was able to give very good advice straight away, with more detail following further research. I would trust Dave completely to give the right advice for me. He put a lot of time and effort in on my behalf, and my financial position is much more comfortable than it has ever been, thanks to him.
JPDave Rees was very helpful, made it all very straight forward and simple, and was always available for a chat. Very good!
G HarrisWell now in the house, got my priorites right first ...sky tv and the beer with the rest of the contents moving tomorrow. Thanks for all your help and the card. I will recommend you to anyone that is after a mortgage.
AndyI've recently been debating whether to transfer one of my pensions. I would have needed any decision to be signed off by an Independent Financial Advisor, and I found this firm through 'Vouched For'. My sensible head said leave the pension where it is, my heart said woohoo-let's spend it! I gave the details and some background information to Brian Hill and asked for his opinion. He set out the options dependent on different circumstances and the charges that may be involved should I go down that route. In the end my sensible head agreed that it's best to leave it as it is, so no mad spending spree for me. The information I received from Brian helped clarify my thoughts, and the best thing is it didn't cost me anything. Thank you very much.
