In 1988, the government introduced personal pensions and tax relief that goes hand in hand, as a way to encourage saving for the long-term. Over the years, many changes have taken place in the retirement savings universe, and with each new budget, we expect even more tinkering! Despite the ongoing…

The word ‘investing’ sparks a range of emotions, from excitement and curiosity to worry and concern. And all of those feelings are valid, based on our personal experiences and goals. While we all have our reasons for feeling a certain way about investing, it is important to understand that investing has…

Many choices throughout our lifetime can impact the work we do, or don’t do before hitting retirement age. Taking time away from paid employment to raise children or to travel with a military spouse are common, but may lead to missing out on National Insurance Credits and ultimately, less state…

Hi, As the newest member of the Jones Hill family I thought I should introduce myself – here goes… A bit about me… Following my graduation from University of Birmingham with a joint honours degree in Materials Engineering and Sport Science, I needed to find out what I should do…

The idea of wealth creation – that is, acquiring money or things of value over time – is all too often confused with personal well being. It’s easy to get caught up in comparison mode, evaluating what everyone around you has and feeling like you are behind the curve. But…

Let’s face it – no one wants to talk about growing old. We’d much rather spend our time enjoying these present moments with family and friends than look ahead to the inevitable. But it pays to prepare for the future by discussing a plan for your passing and the financial…

Maintaining control over money is one of the most powerful ways to keep a firm grip on independence as we get older. But it isn’t always an easy task when it involves the people we love. With age comes a handful of issues relating to a decline in money management…

Financial education, that is! Discussing money is a big taboo in many families and, frankly, it’s uncomfortable. But having “the talk” with children about money management is crucial to their success in life – and yours as a parent. If there was ever a time to be open and honest…

In a perfect world, financial planning would be a breeze no matter what stage of life we are in. The hard truth is that for most, avoiding money pitfalls is easier said than done. Here are the 3 biggest mistakes ex-military personnel make – and how to avoid them! Mistake…

When initially taking a mortgage, many homeowners choose to take a fixed rate or tracker rate that lasts for between 2-5 years.  When these rates end, in most cases the borrowing will transfer onto the lenders ‘Standard Variable Rate’ (SVR) and for most lenders, this means the rate charged will…